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Consumer Credit Research Foundation sponsored a workshop in Ft. Lauderdale, Florida on February 21, 2008, attended by representatives of the consumer financial services industry and the following:


Patricia J. Cirillo


Cypress Research Group

Robert DeYoung

Capitol Federal Professor in Financial Markets and Institutions

University of Kansas

Gregory Elliehausen

Director, Financial Services Research Program

George Washington University

David W. Findlay

Professor of Economics

Colby College

Dean S. Karlan

Assistant Professor of Economics

Yale University

Michael T. Maloney

Professor of Economics

Clemson University

Brian T. Melzer

Senior Lecturer of Finance

Kellogg School of Management - Northwestern University

Adair Morse

Assistant Professor of Finance

University of Chicago

Donald P. Morgan

Research Officer

Federal Reserve Bank of New York

Paige Marta Skiba

Assistant Professor of Law

Vanderbilt University

Victor O. Stango

Assistant Professor of Management

Graduate School of Management - UC Davis

Dale Williams


Teletrack, Inc.

Jonathan Zinman

Assistant Professor of Economics

Dartmouth College


The workshop focused on a review of the status of research in the payday lending field, opportunities for further exploration and identification of unanswered questions.


Most of the participants made presentations of the current research. The papers presented are hyperlinked above.




Payday Loan

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