Links and Additional Reading

Low-Cost Payday Loans: Opportunities and Obstacles by Sheila Bair. Prepared by the Annie E. Casey Foundation (June 2005)


Predatory Lending? by Samuel Hanson and Donald P. Morgan. Federal Reserve. (May 2005)


Steve Rhode "The History of Credit and Debt" Copyright 2000-2003,, Inc. All rights reserved.


Robert W. Snarr, Jr., Supervising Examiner "No Cash 'til Payday: The Payday Lending Industry" Supervision, Regulation and Credit , First Quarter 2002, US Federal Reserve Bank of Philadelphia (


Gregory Elliehausen and Edward C. Lawrence, "Payday Advance Credit in America: An Analysis of Customer Demand," Monograph #35, Credit Research Center, McDonough School of Business, Georgetown University, April 2001.


Stephens Inc., "Payday Advance - The Final Innings: Standardizing the Approach" September 22, 2000, p. 5. "Non-Bank Financial Services" Industry Notes, March 23, 2000, p. 3.


"The Debt Cycle: Using Payday Loans to Make Ends Meet" National Endowment for Financial Education website


Charles M. Horn, "Regulation and Self-Policing Will Influence Consumers' Access to Payday Loans" Washington Legal Foundation, Legal Backgrounder, Vol. 18, No. 49, November 14, 2003.


Tom Lehman, "In Defense of Payday Lending" The Free Market, Vol. 21, No. 9, pp.1-4.


Michelle Hodson, Serena Owens, Steve Fritts, "Payday Lending" January 29, 2003.





Payday Loan

CCRF Meetings

Join Us

Click to see the demographic profiles of households living within one mile of payday loan stores by state. View information about upcoming CCRF Conferences and Meetings. Learn more about how to become a contributor to the CCRF's efforts.
More… More… More…