As a non-profit organization, exempt under Section 501(c) (3) of the Internal Revenue Code, the Consumer Credit Research Foundation is dedicated to growing and building a reliable set of research and data on the availability of consumer credit, the industry that provides credit services and the consumers who use them. We believe that many of the issues around the availability of consumer credit are in need of better public discourse about the products and services lenders provide and how those consumers go about making informed, rational choices as they secure and use credit.

Consumer Credit Research Foundation was formed to support economic research into the issues surrounding the availability, choice and cost of consumer credit for middle-class Americans and to educate the public regarding credit and the results of such research.

Consumers are demonstrating extraordinary and increasing interest in -- and use of -- short-term credit. CCRF is dedicated to improving the understanding of the credit industry and the consumers it increasingly serves. To learn more about Consumer Credit Research Foundation, please call or e-mail us at info@creditresearch.org.